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Buyers of Real Estate in Colorado Springs, Woodmen Hills,
Falcon, and Peyton Colorado!
WANTING TO BUILD NEW? RECEIVE BETWEEN
$500 AND $3000 (DEPENDING ON PRICE AND BUILDER) Use Darren as your buyer's
agent and receive $ towards closing costs if allowed by lender or upgrades.
Please take the time to consider all of the
issues regarding choosing the right Realtor® to represent
you. The experience that the agent has is going to affect how the agent
operates. One of the most important considerations for the buyer is
financing. Understanding the programs available in today's competitive and
creative market is difficult but certain facts remain constant. Credit
scores and property values are issues that need to be handled up-front or the
process is not going to be completed. My previous experience as a mortgage
lender in California can be of tremendous help to you. For instance the
two issues just mention affect how you approach the offer and considering buying
in the first place. The property value is usually a process of
comparing the sales price of the property with what other properties have sold
for. If we know upfront that the appraiser is going to have a difficult
time with the appraisal, then we have substantial reason for offering a lower
price. No appraisal - no deal!
The other
primary issue is dealing with your credit scores, what they mean and what they
can or cannot do for you. Take a look at this article for additional
explanation
BUYER News about financing.
If we need to consider creative financing - that's fine, but we need to know
up-front because it can affect our offer and the net the seller my receive.
This is why pre-qualification and pre-approval can be so important. This
process lets you know how much home you can afford, if your credit is acceptable
to the underwriter, and issues you a letter letting the seller know that you CAN
buy his house. This is the best negotiating tool of all. So many
people go through the entire process just to not close because of these two
issues.
I can place you
with a lender you and I can depend on to get the job done. It is always
your choice, of course, but if you need direction I am here to help.
Please take a
look at some additional resources that may help in the process
Credit information!
I also have
some additional material for homebuyers here
Home Buyers
I am a
personal, ethical, professional broker and enjoy establishing long term
relationships with my clients. Please consider my services and give me a
call and we can work together to get you the home of your dreams with financing
that works for your family.
